California Safer from Wildfires Regulation
The California Insurance Commission is requiring insurance companies to give discounts to
residential and commercial policyholders under the Safer from Wildfires framework. Under
the new regulation, insurance companies also must provide wildfire risk factors on your property. The Safer from Wildfires regulation provides homeowners the tools to reduce your fire risk and help keep your homeowners insurance.
Frequently Asked Questions: Regulation
FAQs about potential insurance rate discounts, protecting property, and lowering fire risk.
Frequently Asked Questions: Mitigation in Rating Plans and Wildfire Risk Models
FAQs to assist insurance companies in complying with the Safer from Wildfires Regulation including verification of risk mitigation, community-level mitigation, and use of wildfire risk models.
Full text of: MITIGATION IN RATING PLANS AND WILDFIRE RISK MODELS. Title 10. Chapter 5, Subchapter 4.8, article 4, adopt section 2644.9. Consideration of mitigation factors: Wildfire Risk Models.
Q&A – Insurance and CAL FIRE Fire Hazard Severity Zone Maps
Information about the use of CAL FIRE Fire Hazard Severity Zone Maps as they pertain to insurance coverage decisions.